Az-zahra R, Iskandar R, Arsyad FHS. ZISWAF, Qardhul Hasan, PLS Financing, and BPRS Profitability. Governors [Internet]. 2026 Oct. 4 [cited 2026 Oct. 24];5(2):144-52. Available from: https://www.jurnal.itscience.org/index.php/governors/article/view/9587